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0808 22 22 123
0151 252 0111

Welcome to 123 Debt Solutions

Help managing your debts

  • Negotiate reduced interest
  • Minimise creditor hassle
  • Affordable monthly payments
Debt Management

Refer a Friend

Recommend us to a friend and receive £50 worth of High Street Vouchers.

Refer a Friend

Refused Credit?

Have you been refused credit on a loan, credit card or mortgage?

Refused Credit
  • We aim to reduce your monthly payments
  • We aim to stop interest and charges
  • We aim to stop creditor's letters and phone calls
Cashplus Card

Cashplus Card

Pre-paid card -

  • 100% Acceptance Guaranteed
  • No Credit Checks
  • No ID Required
  • Instant Approval
Compare Gas & Electricity

Compare Gas & Electricity

Compare residential gas and electricity rates from all the UK energy suppliers using the Simply Switch website.

Get your Credit Report

Credit Report

Get your credit report for free with Credit Expert and their 30 day trial.


In Debt?- Dealing with your creditors

In Debt? - Dealing with your creditors

There is an in depth guide provided by The Insolvency Service called "In Debt? - Dealing with your creditors". To download a copy of this guide, please click here.

Money Advice Service

The Money Advice Service provide free debt counselling, debt adjustment and credit information services. Visit the Money Advice Service here.