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Refer a Friend Terms and Conditions

  1. To receive the gift you must be in a active debt management plan with us.
  2. Gifts can only be sent to a valid UK address and will be desptached within 30 days of your friend entering into a debt management plan with us.
  3. The referral is considered complete upon the referred party making their second payment towards the plan.
  4. We can accept a maximum of 10 successful referrals from any one individual within a 12 month period, unless prior consent from us has been obtained.
  5. Gifts are as stated, are non-transferable and there are no cash alternatives.
  6. We may withdraw or cancel the Refer a Friend Offer for any reason and at any time and may change the gifts to gifts of a similar value.
  7. The Refer a Friend Offer is organised by 123 Debt Solutions Ltd. 10a Dryden Road, Wavertree Technology Park, Liverpool L7 9PG.