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Work For Us

123 Debt Solutions Ltd are an established privately owned financial solutions provider based in Liverpool, Merseyside employing 85 staff responsible for the management in excess of £150 million worth of consumer debt.

We are always looking for professional, career minded people to join our team, to help us grow and further and establish the company within the industry.

Working For 123 Debt Solutions

123 Debt Solutions is an energetic, fast paced company, constantly evolving and adapting to the needs of this industry and the requirements of our regulators the Financial Conduct Authority.

From the outset we have always tried to maintain our family ethos throughout the company regardless of how many people we employ. New staff members are selected to add value to the company and should be adaptable to the changing requirements of the company and its regulators.

Once your job starts with 123 Debt Solutions, it won't be long until you see yourself as part of this ever growing family of like minded individuals.


  • Fully accredited training throughout employment
  • Opportunity to work towards an industry recognised qualification
  • Excellent working conditions
  • On-site parking
  • Employee saving scheme
  • Pension
  • Employees will receive continued personal development to meet the high standards set by our regulators
  • Monthly company reward scheme
  • 28 days holidays inclusive of public holidays
  • Progression prospects

Information For Applicants

We aim to respond to all applicants within 5 working days. If you have not heard from us within that time frame please assume your application has been unsuccessful.

All successful applicants will be invited to attend an interview where the process will include several short assessments followed by a one to one interview with one of our senior management. Candidates will then be invited back to a second interview where a different member of senior management will be present.

From this point you will hear back from us within 48 hours with a decision. A formal job offer will follow should you be successful.


123 Debt Solutions Ltd are based on Wavertree Technology Park, Wavertree, Liverpool. Approximately 3 miles from the town centre we are easily accessible via all forms of transport. Wavertree Technology Park Train Station is a short five minute walk from our offices. We are also approximately a five minute drive from the M62 situated just off Edge Lane which is also on most major bus routes to and from the town centre.

123 Debt Solutions Ltd,
Unit 10A-D Dryden Road,
Wavetree Technology Park,
L7 9PG.

Current Vacancies

Please view our current list of vacancies below:

Position Department
Client Liaison Officer [£18,000 per annum]Client Liaison
Working in a heavily regulated and compliant environment, a Client Liaison Officer is expected to resolve and process inbound customer enquiries, identify and understand customer needs and provide a consistently high quality service. They are also expected to provide excellent customer service to clients whilst ensuring all company policies and procedures are adhered to at all times.
Creditor Liaison Officer [£18,000 per annum]Creditor Liaison
Working in a heavily regulated and compliant environment, a Creditor Liaison Officer is expected to identify, investigate and resolve any outstanding issues with the clients' creditors. A Creditor Liaison Officer must always provide excellent customer service whilst liaising with both existing clients and creditors, and bring a professional approach to the role whilst ensuring all company policies and procedures are adhered to at all times.
Review Team Member [£18,000 per annum]Client Review Team
We are now looking to recruit experienced candidates from a Customer Service background to join our Client Review Team.
Quality Assurance Officer [£15,000 per annum]
Working within the Compliance Departments Quality Assurance Team you will be responsible for working in line with the company's compliance monitoring programme, specifically call monitoring providing essential reporting to the compliance manager for corrective action.
Insolvency Manager [£25,000 per annum]Insolvency
Oversee the daily functions of the department whilst ensuring workload is allocated accordingly and completed in a timely and competent manner. You must be able to work under pressure and to deadlines whilst using your own initiative.

How To Apply

To apply for a vacancy, click on one of the available positions above and then click the apply button. Make sure you select the correct position and attach your most recent CV to the form.

What Our Employees Say

"Working at 123 can be challenging yet rewarding. On a daily basis you are learning new things about the finance sector, and picking up new skills along the way. You also have the added bonus of passing your knowledge on to people who want to become debt free."

"At 123 you have the potential to work into higher sectors of the company, with this can come great responsibility. The best part about working for 123 Debt Solutions is being part of a growing, innovative business."

Gemma - Senior Administrator

"Working for 123 Debt Solutions I have enjoyed the fantastic people and friendly atmosphere from the team whose primary focus is to help the public get debt free as soon as possible. We strive to do this using the means that the client has available and allow them to continue to adapt the plan to suit the client's needs."

"Managing your own clients is very rewarding and receiving thanks and general appreciation is a daily routine. Our main aim is to uphold the best service possible."

"123 Debt Solutions is a fantastic company to work for and I have very much enjoyed my time working here. It is both very challenging and also very rewarding."

Sam - Debt Advisor

"I enjoy working for 123 as I enjoy being part of a team which works well together to achieve common goals. Over the past year working here I have seen the company strengthen and improve and I am confident that it will continue to do so."

"I get on well with the people that I work with, both within my own department and other departments. They are a good mix of people, committed to offering a high quality service and are all happy to help and offer advice to each other when necessary."

"I enjoy the responsibility I have within the company and the opportunities I have to enhance my own skills and knowledge for the benefit of both myself and the company."

Kate - Administrator

"At 123 Debt Solutions you are working in an ever-changing environment. It's a company that will listen to its staff about changes or improvements and it is always trying to move forward and grow."

"The fact that no two days will be the same, one minute you could be talking to the director of a multinational company, the next you're helping a single parent trying to budget their food shopping around their monthly bills and expenses."

Alan - Debt Advisor